If you rent, you probably have good reasons. I bet that “paying my landlord’s mortgage”, “noisy neighbors”, or other caveats aren’t among them. Look, we know that owning isn’t right for everyone. As much as we write about why owning a home is better than renting, there are legitimate reasons for choosing to rent. For …
Category: Think About It
What is mortgage forbearance, and what does it mean for you?
In a mortgage forbearance agreement, the lender agrees not to foreclose on a mortgage, and the borrower agrees to a plan that will result in a temporary adjustment to provide relief, and to pay the balance to be current with the original payment plan.
Does it Make Sense to Refinance? 5 Things To Know
If you are thinking about refinancing, you probably have a good reason. Maybe you are curious if you could save money by locking in a lower interest rate. Maybe you wonder if you could use some of the equity you have established in your home. Whatever your reason, here are 5 things to know before …
Top 20 Things to Recycle in Your Home
November 15th is “America Recycles Day!” In honor of this sustainable celebration, we have made a list of common household items that we can all recycle to help conserve resources and protect our environment. Kitchen Food Boxes cereal boxes, frozen meal boxes, crackers, pasta, etc Food Cans canned foods, canned drinks, canned sauces, etc Plastic …
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Benchmark Took Their Talents to South Florida with Todd Duncan
Every year, the nation wide Benchmark family comes together during our annual Production Trip to celebrate our Core Values, and to learn ways to better serve you, our amazing clients. This year, we invited Todd Duncan to join us. Last week in Miami, our team sat down with Mr. Duncan to discuss High Trust Leadership, …
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Ready to Buy a New Home? 5 Free Resources to Get You Started
Are you purchasing a home for the first time? Are you looking to move? We have compiled five free resources to ensure you have an amazing experience buying your new home. 1) Your Way Home Do you want to learn more about the process from applying for a mortgage through closing on your new …
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Homeowner Average Net Worth 3,600% Higher Than Renter
Not only has the housing market made a strong economic recovery, but also in consumer and expert confidence in home-ownership as an investment. Not Because of a Difference in Lifestyle In the New York Times, an editorial entitled, “Homeownership and Wealth Creation” explains: “Homeownership long has been central to Americans’ ability to amass wealth; even with the substantial decline in wealth […]
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Is it a Good Idea to Rent Rather than Sell Your Home?
With more homeowners considering that now may be a good time to sell their home, we thought it would be a good idea to consider whether renting might be a better idea. According to Fannie Mae’s June 2015 National Housing Survey, 52% of respondents said that now is a good time to sell. Perhaps more interestingly, […]
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New Rules for Home Loans: How Will They Affect You?
In January, 2014, new home mortgage lending rules aimed at strengthening protections for consumers went into effect in the United States. Created by the Consumer Financial Protection Bureau — a federal agency responsible for regulating financial protection for consumers — the new rules come in the wake of the banking crisis that left millions of […]
Benchmark & Boot Campaign Give Military Veteran a Mortgage-Free House
Last night, Benchmark partnered with Boot Campaign and Military Warriors Support Foundation to give away one mortgage-free home to an injured veteran of the Afghanistan war during the Rock of Ages Military Appreciation Night. Over 150 military veterans, retirees, active duty, and special guests were treated to a night at the Rock of Ages musical [...]